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Structural Exposure Checkā„¢

FreeLawSchool

Structural Exposure Checkā„¢

A 5-minute diagnostic for business separation and control

This check identifies whether your business is functionally separate from you ā€” or only documented as separate.

Because structure is not what you file. Structure is what holds under review.

HOW TO USE THIS CHECK

For each question below:

ā€¢ YES = 1 point ā†’ You did this right

ā€¢ NO = 0 points ā†’ This is a problem

Be honest.

Answer based on what you actually do, not what you meant to do.

1. Control

When decisions are made in your businessā€¦ is it the business making the decision, or just you?

If everything still depends on you ā†’ No (nothing moved)
If the business has its own structure for decisions ā†’ Yes

2. Signature

When you sign contracts or documentsā€¦ are you signing as the business, or as yourself?

If you sign your personal name ā†’ No (liability still points to you)
If you sign for the business, not yourself ā†’ Yes

3. Ownership

If you step awayā€¦ does the business still stand on its own, or does everything stop?

If everything depends on you ā†’ No (ownership still sits with you)
If the business can stand without you ā†’ Yes

4. Money

Does your business money stay separateā€¦ or do you move money back and forth whenever you want?

If money mixes freely ā†’ No (no real boundary)
If money stays clearly separate ā†’ Yes

5. What Happens If Something Goes Wrong

If something bad happens (lawsuit, illness, death)ā€¦ does your business keep running, or does everything fall back on you or your family?

If it falls back on you or your family ā†’ No (no continuity)
If the business keeps running without court or confusion ā†’ Yes
Complete all 5 questions to continue.

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